Terms of Service
Review the policies that govern your relationship with West County Credit Union.
Introduction
These Terms of Service govern your access to and use of West County Credit Union products, platforms, and services. By opening an account or using our services, you agree to these terms.
Eligibility & Account Opening
Clients must be 18 years or older and provide valid identification, proof of address, and source-of-funds documentation. West County Credit Union reserves the right to approve or decline applications at its discretion.
Deposit & Withdrawal Policies
Deposits and withdrawals may be subject to verification and compliance review. Settlement times vary by currency, location, and payment network.
Investment Risks
All investments involve risk. Past performance does not guarantee future results. Clients are responsible for understanding the risks associated with stocks, ETFs, forex, and digital assets.
Card Usage
Cards must be used in accordance with network rules. Fraudulent or prohibited activity may result in card suspension or account closure.
Data Protection
We collect and process personal data in line with our Privacy Policy and applicable data protection laws. Security measures protect your information, but no system is entirely immune to unauthorized access.
AML & Compliance Policy
West County Credit Union adheres to global AML, KYC, and sanctions screening requirements. Suspicious activity may be reported to relevant authorities.
Termination of Service
Either party may terminate the banking relationship upon written notice. West County Credit Union may suspend or terminate services for compliance breaches or misuse.
Governing Law
These terms are governed by the laws of the United States. Disputes shall be resolved in the state and federal courts located in New York.